计算 the best choice: New car rebate or special financing

当你在过程中 买车, t在这里 are things you may want to consider including the incentives offered by dealerships. 通常, t在这里 are two types of incentives you might be offered: 新车 rebates 和 special auto 贷款 rates. Before you use this auto 贷款 calculator to help determine the better deal for you, 这里有一些需要记住的信息.

• 退税 - A car rebate is money that you get back when you purchase your 新车. 退税 are usually offered by the car manufacturer 和 can be received as a sum of money or applied to the down payment of your car. Not all cars made by the same manufacturer will have rebates available at the time of purchase.
  
  
• 特殊融资利率 - Dealerships may offer special rates for you to finance a car. Check if they are offering zero percent financing, but it might not always be an option since it will depend on many factors including your 信用评分 和收入. Remember to ask if the low car 贷款 rate offer is for the life of the 贷款 or a limited time, such as the first 6 months after purchase. Keep in mind that some of the low financing offers may only be available for certain car models.
  
  
• 做好调查 - Compare the cars you are considering along with the different dealerships that have similar car inventory. Some of them may offer different incentives 和 financing rates. Once you have decided on the type of car you want 和 w在这里 to buy it, confirm with the dealership how long a rebate will take to be issued 和 if t在这里 are any special conditions or rules related to the low financing offers.