保证债券和保真债券

帮助保护您不断增长的业务的利益.

什么是保证金?

担保书是三方之间具有约束力的合同 主要 (你或你的公司) 保证人 (州立农场)和 债权人 (要求保函的客户/实体). The 保证人 guarantees to an 债权人 that the 主要 will act in accordance with the terms of the bond.

You may be obligated to provide a bond as part of a business license or contract requirement. 建立联系也可以帮助你吸引新业务. Potential clients might take comfort in knowing they will be protected by it.

为什么你可能需要保证书

Surety bonds are often required of businesses or professionals who provide services to customers. These bonds are meant to ensure the business or professional will do their work in accordance with the licensing laws and other regulations.

  • 作为一个企业主, you may need a 保证人 bond to guarantee payment f或状态 sales taxes or utility bills.
  • 如果你是遗产的管理人或执行人, a bond may be required to ensure that you faithfully execute your fiduciary duties in accordance with the law.
  • 大多数州都要求公证人出具保证书.
有哪些不同类型的保证?

We offer far more types of 保证人 bonds than we can possibly list 在这里. 所以,我们只强调更常见的:


These bonds may be required for your business to be properly licensed in a given city, 县, 或状态. 许可证及许可证保证金s are meant to ensure that the work done by your business will be in compliance with specific state and municipal laws.

您可能需要的许可证和许可证保证书类型:

  • 电工执照保证书
  • 水喉匠执照保证书
  • 暖通空调承包商许可证保证书
  • 总承包商的许可证保证金
  • 车道许可证保证书
  • 签署许可保证书

政府官员, 特别是那些负责管理公共资金的人, are usually required to provide a bond that guarantees they will faithfully and honestly perform their duties while in office.

需要公务员担保的职位包括:

  • 公证人
  • 财务主管
  • 税吏
  • 地方治安官
  • 法官

如果您被指定为管理员, 遗嘱执行人, 《pg电子官方网页版》, 保管人或受托人, you may be required to get a probate bond before executing your duties. A probate bond guarantees an honest accounting and faithful performance of duties by named fiduciary or trustees.

常见的遗嘱认证债券类型包括:

  • 管理员债券
  • 遗嘱执行人债券
  • 卫报债券
  • 枕债券
  • 受托人债券

履约保证 are common in construction and real estate development. Owners or investors typically require developers to make sure that contractors or project managers secure performance bonds as a guarantee they will meet the obligations of the contract.

常见的履约保函类型包括:

  • 投标债券 provide a guarantee to the project owner that the bidder will enter into a contract to complete the work if selected.
  • 履约保证 guarantee the contract will be completed according to its terms and conditions.
  • 支付债券 guarantee laborers, subcontractors, and materials suppliers get paid.

  • 税收债券
  • 效用债券
  • 丢失的证券/丢失的票据债券
  • 工会工资和福利债券

什么是忠诚债券?

Fidelity bonds are pp王者电子官网 policies that offer businesses protection against loss of money and securities caused by fraudulent or dishonest acts committed by employees.

常见的保真债券类型包括:

  • ERISA债券 were created as part of the Employment Retirement Income Security Act. They are pp王者电子官网 policies that protect retirement plans against losses that result from fraud or dishonesty.
  • 商业服务债券 protect your customers against acts of dishonesty or theft committed by you or your employees while working on the customer’s premises.
  • 公寓和业主协会债券 对员工的不诚实行为提供保护, 董事及高级职员, 或者其他能拿到协会资金的人.
  • 员工不诚实债券 insure businesses against dishonest acts committed by their covered employees.
  • 非营利组织债券 offer protection from dishonest acts of employees who have access to the organization’s funds.
毯子和. 计划保真债券

Fidelity bonds also offer you the flexibility to cover specific employees or job positions (schedule bonds) or all employees (blanket bonds).


被评为小企业“最佳综合”pp王者电子官网公司

我们不是吹牛的人(好吧,也许有一点),但是 Investopedia recognized State Farm pp王者电子官网 as the top choice for small businesses 1 像你这样的. 原因如下:
agent-know-how

代理技术

我们的代理商也是企业主. 他们了解小企业主的独特需求.

customizable-pp王者电子官网

可定制的pp王者电子官网

We offer an array of coverage options that can be combined into one policy for you.

优质服务

特殊的服务

自1935年以来,我们一直在这里帮助小企业.


跟当地州立农场的代理人谈谈


This is only a general description of coverages of the available types of business pp王者电子官网 and is not a statement of contract. 承保范围详情, 限制, or services may not be available for all business and vary in some states. 所有险别均以本合同条款为准, 规定, 除外责任, 以及保单本身和任何背书的条件. Contact a State Farm agent for more information and a customized quote.

State Farm (including 州立农场互助汽车pp王者电子官网公司 and its subsidiaries and affiliates) is not responsible for, 不赞同或赞同, 隐式或显式, the content of any 第三方网站s hyperlinked from this page. 州立农业pp王者电子官网公司无权改变, 更新, 或控制超链接上的内容, 第三方网站. 访问第三方网站的风险由用户自行承担, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such 第三方网站s.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (未在MA获得许可, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, 布卢明顿, 伊利诺斯州.

  • 州立农场互助汽车pp王者电子官网公司
  • 国家农场赔偿公司
  • 布卢明顿,
  • 德州州立农场县互助pp王者电子官网公司
  • 理查森,TX
  • 州立农场火灾事故公司
  • 州立农场pp王者电子官网公司
  • 布卢明顿,
  • 州立农场火灾事故公司
  • 佛罗里达州温特黑文
  • 劳埃德州立农场
  • 理查森,TX
  • State Farm Life Insurance Company (Not licensed in MA, NY or WI)
  • State Farm Life and Accident Assurance Company (Licensed in NY and WI)
  • 布卢明顿,